Question 1

Is Kviku Loan SEC-licensed?

Accepted Answer

Yes — Kviku Lending Co., INC. is registered with the SEC Philippines under Registration No. CS201918702 and holds Certificate of Authority No. 3169.

Question 2

Who can apply for a Kviku loan?

Accepted Answer

Filipino citizens aged 21–65 with a valid government-issued ID, an active mobile number, and an active GCash, Maya, or PH bank account.

Question 3

What IDs are accepted?

Accepted Answer

Any one (1) of: UMID, SSS ID, Driver's License, TIN ID, National ID (PhilSys), or Passport. Must be valid and unexpired.

Question 4

How long does loan approval take?

Accepted Answer

Most applications get an automatic decision in under 5 minutes. Once you accept and digitally sign, cash is disbursed the same day — usually within 30 minutes to GCash or Maya.

Question 5

How much is the interest?

Accepted Answer

Rates depend on credit assessment and loan term. All fees, interest, and APR are fully disclosed before signing, compliant with SEC MC 18 s.2019 and BSP MC 1133 s.2021 caps.

Question 6

How do I repay my loan?

Accepted Answer

Pay via GCash, Maya, Coins.ph, 7-Eleven CLiQQ, Cebuana Lhuillier, M Lhuillier, Palawan Express, BPI, BDO, UnionBank, or any partner. Reminders sent 3 days before due date.

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